|
Type |
Terms |
Rates |
APR |
|
Owner Occupied, 1 - 4 Family |
|
|
|
|
First Mortgages: |
|
|
|
|
1 year ARM |
30 Year |
5.000%+ 0 pts |
4.91% |
|
|
|
4.750% + 1 pt. |
4.81% |
|
|
|
4.500% + 2 pts. |
4.90% |
|
|
|
|
|
|
3 year ARM |
30 Year |
6.000% + 0 pts. |
5.19% |
|
|
SPECIAL
|
5.00% + 1 pt. |
5.67% |
|
|
|
|
|
|
5 year ARM |
30 Year |
6.000% + 0 pts. |
5.15% |
|
|
SPECIAL
|
5.25% + 1 pt. |
5.67% |
|
|
|
|
|
|
7 year ARM |
30 Year |
6.750% + 0 pts. |
5.55% |
|
|
|
6.500% + 1 pt. |
5.64% |
|
|
|
|
|
|
Fixed |
10 Year |
5.75% + 0 pts. |
5.75% |
|
|
10 Year |
5.50% + 1 pt. |
5.72% |
|
|
10 Year |
5.25% + 2 pts. |
5.68% |
|
|
15 Year |
6.125% + 0 pts. |
6.13% |
|
|
15 Year |
5.875% + 1 pt. |
6.03% |
|
|
15 Year |
5.625% + 2 pts. |
5.94% |
|
|
20 Year |
6.50% + 0 pts. |
6.50% |
|
|
20 Year |
6.25% + 1 pt. |
6.38% |
|
|
20 Year |
6.00% + 2 pts. |
6.25% |
|
|
30 Year |
6.625% + 0pts. |
6.63% |
|
|
30 Year |
6.375% + 1 pt. |
6.47% |
|
|
30 Year |
6.125%+ 2 pts. |
6.32% |
|
|
|
|
|
|
Home Equity Lines |
10 Year Draw |
Prime + 0.00% |
|
|
|
15 Year Payback |
|
|
|
|
|
|
|
|
Home Equity/Improvement Loans |
1-5 years |
5.750% |
Minimum $5K |
|
(Up to 80% appraised or |
6-7 years |
6.000% |
|
|
75% assessed value) |
8-9 years |
6.250% |
|
|
|
10 years |
6.500% |
|
|
|
15 years |
6.750% |
|
|
Adjustable rate |
15 Year |
US T BILL + 4% |
|
|
|
|
|
|
|
|
|
|
|
|
Home Equity/Improvement Loans |
6 - 7 Years |
7.500% |
|
|
(Up to 100% appraised value) |
8 - 9 Years |
7.750% |
|
| |
10 Year |
8.000% |
|
|
|
|
|
|
|
Construction Loans |
|
Initial Rate |
|
|
1 Year ARM |
30 Year |
6.25% + .50 pt. |
8.024% |
|
5 Year ARM |
30 Year |
6.50% + .50 pt. |
7.731% |
|
Construction Period 12 months
interest only Payments during construction |
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